by The Hoffman Agency | Jul 1, 2026 | Homeowner's Insurance
Celebrating Safely Under Iowa’s New Fireworks Laws As we prepare for summer celebrations, many of us are planning backyard gatherings complete with family barbecues and consumer fireworks. However, the legal and insurance landscapes surrounding fireworks in Iowa...
by The Hoffman Agency | Mar 31, 2026 | Homeowner's Insurance
Is Your New Roof Already Losing Value in a Claim? If you replaced your roof last year, you likely feel a sense of security. After all, a brand-new roof is your home’s first line of defense against Iowa’s unpredictable weather. However, a major shift has occurred in...
by The Hoffman Agency | Mar 9, 2026 | Homeowner's Insurance
Are You Prepared for a Split Deductible? When you set up your homeowners insurance policy, you likely chose a deductible that fit your budget—perhaps $1,000 or $2,500. However, many Iowa homeowners are surprised to learn that they actually have multiple deductibles on...
by The Hoffman Agency | Feb 6, 2026 | Homeowner's Insurance
Can Your Smart Home Devices Lower Your Insurance Premium? If you’ve recently added a video doorbell, a smart thermostat, or a water leak sensor to your home, you might be sitting on a “hidden” insurance discount. Many homeowners in Mapleton, Sioux City,...
by The Hoffman Agency | May 15, 2025 | Homeowner's Insurance
As spring continues its welcome arrival, it’s a great time to brush up on your home insurance knowledge. Let’s face it, insurance policies can sometimes feel like they’re written in another language! Today, we’re going to break down some common...
by The Hoffman Agency | May 1, 2025 | Homeowner's Insurance
Spring has sprung, and while you’re busy cleaning out your closets and tidying up the yard, don’t forget about your insurance policies! Just like the weather, insurance rates can change with the seasons. Let’s take a look at some of the factors that...
