by The Hoffman Agency | Apr 22, 2024 | Homeowner's Insurance
It’s 3 o’clock in the morning, and the storm is showing no signs of easing up. Suddenly, you hear a deafening thud followed by a sickening crunch. Just like that, the hickory tree that once grew in your front lawn is now embedded in your roof. Thankfully,...
by The Hoffman Agency | Jan 11, 2024 | Homeowner's Insurance
Ice dams. They cause enormous damage to Sioux City area roofs. They’re responsible for more than a few insurance claims here as well. That’s right: you can file a claim for ice dam damage. A standard Midwestern homeowners policy typically provides coverage...
by The Hoffman Agency | Dec 15, 2023 | Homeowner's Insurance
The majority of Americans who set up Christmas trees inside their homes choose artificial trees. In addition to saving money in the long run, artificial trees are popular because they spare their owners the inconvenience of having to clean up billions upon billions of...
by The Hoffman Agency | Jun 13, 2023 | Homeowner's Insurance
Fireworks are legal in the great state of Iowa. If you use fireworks in the proper recommended manner, and an accident starts a fire which damages your home or surrounding property, you can expect your homeowners insurance to cover those damages. But regardless of the...
by The Hoffman Agency | May 1, 2023 | Crop Insurance, Homeowner's Insurance
The great state of Iowa is frequently ranked as one of the least beautiful states in the country. And whose job is it to rank the states according to their natural beauty, you might ask? Writers – many of whom live in studio apartments surrounded by gray,...
by The Hoffman Agency | Jan 12, 2023 | Homeowner's Insurance
Nearly 18,000 fires are caused by wood-burning appliances every year. Over 4,000 of those are residential fires caused by wood stoves. Three out of four residential building heating fires are confined within chimneys, flues or flue barriers. Do we offer those...
