At The Hoffman Agency, we understand the value of farming in our daily lives. It’s demanding and often thankless work that goes into putting food on American tables. We are proud to have over 50 years of business serving farmers across Western Iowa. During that time, our agency has witnessed vast changes throughout the farming industry, yet we remain committed to ensuring the livelihoods of those who continue to work the land. Your farm is not only how you make your living, it may also be where you were raised, where you make your home, and where you raise your family. Those are assets we want to help you preserve.
Farm Owners Insurance | Mapleton, IA
The Hoffman Agency works in the heart of the nation’s agricultural economy and understands the business of farming, whether it’s a small family business or a large commercial operation.
Certified farm agents
We have the best farm insurance agents in the business. They’re fully trained and certified. Their understanding of your business is why they are such great partners. Ensuring you have the insurance coverage you need while keeping costs reasonable is their goal.
Farm and ranch policies can provide you with comprehensive protection for your property and liability. Tailored to your specific needs, these policies can combine a variety of coverages into one convenient package. With a ranch insurance policy, you can protect your home and ranch operations with liability coverage that’s right for you.
How do I get crop insurance?
Our agents will work with you to find coverage that protects the unique traits of your farming enterprise and farm equipment. We know protecting your farm is important to you, so it is important to us. Contact your agent about combining your farm insurance with our other offerings for the best possible rate.
What does a farm insurance policy cover?
Farm insurance policies are a vital piece of risk management for farmers. Coverage can vary greatly, depending on the policy, but typically protects farmers from losses that may occur due to weather events, natural disasters, or other accidents. In addition to crop insurance, which reimburses farmers for damage to their crops, livestock insurance is also available. This type of policy covers losses related to the death or injury of livestock, as well as damage or destruction of barns, fencing, and other farm structures.
Farm insurance policies can be complex, and it’s important to know what is and is not covered. Below are some general things that are typically included in a farm policy:
• Buildings and structures on the farm property, including barns, sheds, and pens
• Livestock and poultry (animals on the farm)
• Crops (grown on the farm)
• Equipment (owned by the farmer) used for farming purposes
• Personal property of the farmer (this can include items like
What is farm and ranch insurance?
Farm and ranch insurance is a type of property insurance that provides coverage for agricultural properties. This type of policy can protect farm and ranch owners from losses they may experience as a result of perils such as tornadoes, fires, windstorms, hail, theft, and vandalism. In addition to property damage, farm and ranch insurance can also provide liability coverage in the event that someone is injured on the property.
Do you need insurance for a farm?
Farm insurance is one of the most important types of insurance a farmer can have. There are several different types of farm insurance, each designed to protect the farmer from a specific type of risk. The most common types of farm insurance are crop insurance, livestock insurance, and liability insurance. Farmers should carefully compare the different policies available and choose the one that best suits their needs.
Farm equipment insurance is a must for any farmer. The cost of replacing farm equipment can be astronomical, and if something happens to your tractor or combine while it’s in use, you could be looking at a huge loss. Farm equipment insurance can help protect you from financial disaster in the event of an accident or theft.
What isn’t covered by farm insurance?
Farm insurance is a valuable tool for farmers, but it doesn’t cover everything. There are a few things that aren’t typically covered by a farm insurance policy. For example, most policies don’t offer protection from damage caused by wild animals. If you live on a property with livestock, you’ll need to purchase additional coverage to protect your herd or flock from animal attacks. Flooding is another potential peril that’s not typically covered by farm insurance.
Multi-Peril Crop Insurance
Marketing your grain is essential to your farm’s profitability, but no one can accurately predict prices nor natural disasters such as droughts or floods. That is why the Hoffman agency offers multi-peril insurance plans. Our agents will help you choose a plan that protects the value of your crops from various events or conditions that are beyond your control.
Contact Your Agent About:
- Enterprise Units
- Optional Units
- Harvest Price Options
Hoffman is an independent insurance agency. Hoffman Agents stand out through our superior personal service and exceptional insurance products. We are more than happy to schedule a visit at your convenience. For more info, please fill out the form below.