Insurance Blog
Insure Your Toys – It’s Summer Travel Season!
Every Iowan longs to hear three simple yet beautiful words: It is summer. That's because we have such a beautiful state to adventure in, with nearly three dozen lakes, over 4,400 overnight campsites, and 114,782 miles of open road to explore. Is there any wonder why...
Everything You Need to Know About Boat Insurance
You already know what to look for in a boat: a pristine hull, a rot-free deck, a comfortable spot to fish from, and maybe a good, sturdy cupholder next to the helm. But you'd better also know what to look for from your boat insurance long before you take to the open...
How to Prepare for Severe Weather
For all its natural beauty, Iowa certainly does challenge its residents with plenty of severe weather. Heavy rains which cause flooding are becoming more common here. We hope to never see another tragedy like the Great Flood of 1993, which affected 21,000 homes and...
What Kinds of Crop Insurance Are There?
As of 2022, two major kinds of crop insurance are available to American agricultural producers: multiple peril crop insurance, and crop-hail insurance. They are not mutually exclusive of one another. Indeed, a farmer or rancher may decide to purchase both types of...
What Is Crop Insurance?
Crop insurance is not a new thing. The Mecklenburg Hail Insurance Association was formed in England in 1797 to provide the first crop-hail insurance, and a group of Connecticut tobacco farmers joined to form their own crop insurance company in the 1880s. Congress...
What Is Commercial Auto Insurance and When Do You Need It?
Commercial auto insurance is a $52.2 billion industry. It didn't become that way because it is unnecessary. Commercial auto insurance is essential if you use a vehicle during any part of your business, as it can financially protect you against the pitfalls you and...
Health Insurance Tips to Make Your Life Easier
Nearly 9% of Americans aren't currently covered by health insurance. If you're one of them and are only just shopping for health insurance for the very first time – or if you are currently covered, and want to ensure you stay that way – then you can do with all the...
Insurance Tips for Winter Weather
Insurance Tips for Winter Weather Real Iowans don't mind the winter weather one bit. We know the secrets to surviving the brutal cold: taco pizza, scotcharoos, cinnamon whiskey (in moderation, of course), and the power of positive thinking. Planning ahead is another...
Top 9 Factors That Affect Car Insurance Rates
Your car insurance provider certainly does their homework. The reason virtually no one pays the same rate for their car insurance is because everyone represents a different degree of risk. Calculating the likelihood that you will become responsible for an auto...
Life Insurance After Retirement
If you purchased life insurance, you most likely did so to protect your family from the loss of income that would result from your untimely demise. This begs the question: Do you still need life insurance after you have retired? Or does it make sense to keep paying...
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