Insurance Blog
Snowbirds’ Guide: Managing Home Insurance When Away for Winter
Something amazing happens to Florida and the American Southwest each winter. They fill up with a special kind of people: Midwesterners, who are escaping the brutal reality of Midwestern weather. Part of being a Midwestern snowbird is protecting your Midwestern nest...
Tips to Save on Auto Insurance Premiums
You need auto insurance. It can save you from being held liable for costs associated with an accident you are found responsible for. It can help you pay for repairs or a new vehicle following an act of theft or vandalism, as well as damage resulting from fire, hail or...
Teach Your Teen About Distracted Driving
Motor vehicle accidents are the leading cause of death for U.S. teenagers between the ages of 15 and 18. Almost 10% of teenagers involved in a fatal crash were distracted at the time of the accident. If your teenager has recently gotten their driver's license, then...
Everything You Need to Know About Jet Ski Insurance
Jet Ski. Sea Doo. WaveRunner. Boatercycle. It doesn't matter what you call your personal watercraft (PWC). You love it all the same! You value your PWC because it is extraordinarily fun to operate, and an inextricable part of your plans for summer leisure. You also...
10 Steps to Take After a Car Accident
Even if you are uninjured, you may find it difficult to gather your thoughts immediately after a car accident. Take a deep breath, and focus. Following the right steps at the scene of the accident will help you keep safe. It will also put you in a better position if...
ATV & UTV Safety Tips
You might not think that an insurance agent would also be an off-roading enthusiast, but The Hoffman Agency team breaks the mold in more ways than one. When we aren't helping our clients protect the things they hold dearest, we're out there enjoying every square inch...
Umbrella Insurance Demystified
More than 400,000 personal injury claims are filed in the United States each year – roughly twice the population of Des Moines. About 95% of these claims end in pre-trial settlements, which often take the form of the defendant's insurance provider paying a sum of...
How to File a Claim for Storm Damage
It's 3 o'clock in the morning, and the storm is showing no signs of easing up. Suddenly, you hear a deafening thud followed by a sickening crunch. Just like that, the hickory tree that once grew in your front lawn is now embedded in your roof. Thankfully, no one in...
Farm Insurance Protects What Matters Most
Think of everything humanity has accomplished over the past 12,000 years. Art. Science. Literature. Taco pizza. The world owes all these achievements to one special person, without whom civilization could never have existed: the clever one who first figured out what...
Icy Driving: Tips to Drive Safely in Winter
Unless you're on Park Jefferson Speedway, you have only one goal while you're driving: get wherever you're going safely. (If you are on Park Jefferson Speedway, your second goal is to win.) Unfortunately, the winter conditions we look forward to here in Iowa make...
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