Insurance Blog
Avoiding Ice Dam Claims
Ice dams. They cause enormous damage to Sioux City area roofs. They're responsible for more than a few insurance claims here as well. That's right: you can file a claim for ice dam damage. A standard Midwestern homeowners policy typically provides coverage for...
Christmas Tree Safety: Dos and Don’ts
The majority of Americans who set up Christmas trees inside their homes choose artificial trees. In addition to saving money in the long run, artificial trees are popular because they spare their owners the inconvenience of having to clean up billions upon billions of...
Driving Safer in Winter: 6 Tips
According to the U.S. Department of Transportation, there are an average of 136,309 injuries and 1,836 deaths because of snowy and icy roads each year. The fatality rate for icy roads alone is 3.6 times higher than all other weather hazards combined. ...
Steps to Take After a Car Accident
There were over 5 million car accidents in the United States in 2020 alone. Even Iowa, which is only the 30th most populous state in the country, has a reported crash approximately every 10 minutes. Fortunately, less than 1% of car accidents result in a fatality. But...
Safety and Courtesy for Slow-Moving Vehicles
In the big city, traffic moves slowly because the roads are jam-packed with tens of thousands of cars that are all operated by people who learned how to drive by watching Vin Diesel movies. But here in Iowa, traffic moves slowly for very different reasons. Our state...
Tips to Keep Your Teen Driver Safe
The day your teenager gets their driver's license will be one of the happiest of their life. For you, it's a different story. Sure – you're relieved that you no longer have to count chauffeuring among your parental duties. But it's also a bittersweet moment to watch...
4th of July Fireworks Safety Tips
Fireworks are legal in the great state of Iowa. If you use fireworks in the proper recommended manner, and an accident starts a fire which damages your home or surrounding property, you can expect your homeowners insurance to cover those damages. But regardless of the...
ATV & UTV Summer Safety Tips
We are grateful to serve the recreational insurance needs of Iowa instead of a major coastal city. Instead of offering summer safety tips such as "how to outrun giant, hungry rats" or "which parks are safest to sleep in after your landlord has raised your rent to...
Does Insurance Cover Severe Weather?
The great state of Iowa is frequently ranked as one of the least beautiful states in the country. And whose job is it to rank the states according to their natural beauty, you might ask? Writers – many of whom live in studio apartments surrounded by gray,...
Distracted Driving: Keep Your Eyes on the Road!
You may already have accustomed yourself to occasionally taking your eyes off the road while you're at the wheel. If nothing bad has ever happened to you while driving distracted, then it's easy to get lulled into a false sense of security. You're only human, after...
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