Insurance Blog
Spring Cleaning for Your Insurance Policies
Spring has sprung, and while you're busy cleaning out your closets and tidying up the yard, don't forget about your insurance policies! Just like the weather, insurance rates can change with the seasons. Let's take a look at some of the factors that might be affecting...
Are You Maximizing Your Grain Farm’s Capabilities?
The farm economy today is a far cry from what it used to be. With fluctuating markets, changing weather patterns, and advancements in farming technology, managing a grain farm has become a complex and demanding endeavor. It’s no longer enough to simply plant, harvest,...
Prepare Your Vehicle for Winter Weather Driving
Car insurance is a year-round necessity. It's especially necessary during the winter, when reduced visibility and slippery roadways start causing accidents. Granted, there are more vehicle accidents during the summer, but that hardly means winter weather is safer for...
Snowbirds’ Guide: Managing Home Insurance When Away for Winter
Something amazing happens to Florida and the American Southwest each winter. They fill up with a special kind of people: Midwesterners, who are escaping the brutal reality of Midwestern weather. Part of being a Midwestern snowbird is protecting your Midwestern nest...
Tips to Save on Auto Insurance Premiums
You need auto insurance. It can save you from being held liable for costs associated with an accident you are found responsible for. It can help you pay for repairs or a new vehicle following an act of theft or vandalism, as well as damage resulting from fire, hail or...
Teach Your Teen About Distracted Driving
Motor vehicle accidents are the leading cause of death for U.S. teenagers between the ages of 15 and 18. Almost 10% of teenagers involved in a fatal crash were distracted at the time of the accident. If your teenager has recently gotten their driver's license, then...
Everything You Need to Know About Jet Ski Insurance
Jet Ski. Sea Doo. WaveRunner. Boatercycle. It doesn't matter what you call your personal watercraft (PWC). You love it all the same! You value your PWC because it is extraordinarily fun to operate, and an inextricable part of your plans for summer leisure. You also...
10 Steps to Take After a Car Accident
Even if you are uninjured, you may find it difficult to gather your thoughts immediately after a car accident. Take a deep breath, and focus. Following the right steps at the scene of the accident will help you keep safe. It will also put you in a better position if...
ATV & UTV Safety Tips
You might not think that an insurance agent would also be an off-roading enthusiast, but The Hoffman Agency team breaks the mold in more ways than one. When we aren't helping our clients protect the things they hold dearest, we're out there enjoying every square inch...
Umbrella Insurance Demystified
More than 400,000 personal injury claims are filed in the United States each year – roughly twice the population of Des Moines. About 95% of these claims end in pre-trial settlements, which often take the form of the defendant's insurance provider paying a sum of...
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